Confirm Haftpflichtversicherung enrollment

Overview

Use this in your first month in Germany when setting up essential insurance. Personal liability (Haftpflichtversicherung) is not legally required but protects you against costly damage claims.

Timing to be aware of

30 days after arrival

Reference only — your timing may differ. Confirm with the relevant office.

Key date to check

Arrival date

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?
• I need a bank account to sign my rental lease, but I can't get an Anmeldung without a lease—how do I break this loop?
• I've tried the video call verification five times, but the agent keeps hanging up saying my passport is "not supported."

Related events

• Health insurance and bank account setup
  High
  30 days after arrival
• Enroll in health insurance after arrival
  Critical
  14 days after arrival
• Register a Hausarzt
  High
  30 days after arrival
• Open a Girokonto
  Critical
  14 days after arrival
• Check right to apply for Basiskonto
  High
  After arrival