Review child account and junior insurance setup

Overview

Use this about three months after your child is born if you want to start long-term savings. Junior accounts and child insurance are optional but easier to set up early.

Timing to be aware of

90 days after child birth

Reference only — your timing may differ. Confirm with the relevant office.

Key date to check

child_birth_date

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• How do I apply for Kindergeld and who is eligible?
• How much parental allowance will I get and how is it calculated?
• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?
• I need a bank account to sign my rental lease, but I can't get an Anmeldung without a lease—how do I break this loop?

Related events

• Register child in Familienversicherung
  Critical
  14 days after child birth
• Confirm maternity health insurance benefits (Mutterschaftsgeld)
  High
  6 weeks before child birth
• Review child vaccination schedule (STIKO)
  High
  From child birth onward
• Notify employer of Elternzeit
  Critical
  7 weeks before child birth
• Apply for Elterngeld
  Critical
  3 months after child birth