Bank account opening

Overview

Use this in your first weeks in Germany when you need a bank account for salary or rent. Bring passport and Anmeldebestätigung; branch banks accept walk-ins, online banks use video ID.

Timing to be aware of

When triggered

Reference only — your timing may differ. Confirm with the relevant office.

What you'll need

• Passport
• Anmeldebestätigung
• sometimes employment contract

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• I need a bank account to sign my rental lease, but I can't get an Anmeldung without a lease—how do I break this loop?
• I've tried the video call verification five times, but the agent keeps hanging up saying my passport is "not supported."
• I want to make sure my rent is paid on the 1st of every month without me doing it manually; what is this called?

Related events

• Open a Girokonto
  Critical
  14 days after arrival
• Check right to apply for Basiskonto
  High
  After arrival
• Health insurance and bank account setup
  High
  30 days after arrival
• Anmeldung (residence registration)
  Critical
  Deadline applies
• Emergency services orientation
  Critical
  Before event