Rürup-Rente (Basis-Rente) setup

Overview

Use this when self-employed and planning tax-advantaged retirement savings. Rürup-Rente (Basis-Rente) suits Freiberufler and Selbstständige—contributions are deductible with no early withdrawal.

Timing to be aware of

Before event

Reference only — your timing may differ. Confirm with the relevant office.

What you'll need

• Tax ID
• income proof
• bank details

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• My freelance visa application was rejected. What are my options?
• I have a Steuer-ID but my client says I need a Steuernummer. Are they the same?
• My visa says Selbstständige Tätigkeit nicht gestattet. Can I do freelance work?

Related events

• Rentenversicherung voluntary contribution (freiwillige Beiträge)
  Medium
  Recurring
• Rentenversicherung for Selbstständige decision
  High
  When triggered
• Review voluntary pension contributions for freelancers
  Medium
  Annually
• Rentenversicherungsnummer (pension ID) registration
  Critical
  When triggered
• Regelaltersrente application (standard retirement pension)
  Critical
  Deadline applies