Krankenversicherung for Selbstständige setup

Overview

Use this when you become self-employed and leave employment. Arrange your own health insurance (GKV or PKV) immediately—there is no employer contribution.

Timing to be aware of

When triggered

Reference only — your timing may differ. Confirm with the relevant office.

What you'll need

• Income estimate
• ID
• proof of self-employment start

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• My freelance visa application was rejected. What are my options?
• I have a Steuer-ID but my client says I need a Steuernummer. Are they the same?
• My visa says Selbstständige Tätigkeit nicht gestattet. Can I do freelance work?
• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?

Related events

• Berufshaftpflichtversicherung (professional liability insurance) setup
  High
  Before event
• Betriebshaftpflichtversicherung (business liability insurance) setup
  High
  Before event
• Annual health insurance review for freelancers
  High
  Annually
• Gewerbeanmeldung (business registration)
  Critical
  When triggered
• Freiberufler registration with Finanzamt
  Critical
  When triggered