Krankenversicherung der Rentner (KVdR) enrollment

Overview

Use this when transitioning from employment to retirement. Enroll in statutory retiree health insurance (KVdR) at your Krankenkasse—eligibility depends on prior insurance history.

Timing to be aware of

When triggered

Reference only — your timing may differ. Confirm with the relevant office.

What you'll need

• Pension approval letter
• previous health insurance history

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?

Related events

• Pflegeversicherung (long-term care insurance) enrollment
  High
  When triggered
• Pflegegrad (care level) assessment request
  High
  When triggered
• Confirm motor liability insurance (Kfz-Haftpflicht)
  Critical
  On car registration
• Motor insurance cancellation deadline (November 30)
  Critical
  Annually
• Kfz-Versicherung (car insurance) setup
  Critical
  When triggered