| Confirm motor liability insurance (Kfz-Haftpflicht) | Critical | On car registration | Insurance |
| Motor insurance cancellation deadline (November 30) | Critical | Annually | Insurance |
| Kfz-Versicherung (car insurance) setup | Critical | When triggered | Insurance |
| Child health insurance enrollment | Critical | When triggered | ParentingFamilyInsurance |
| Obtain Wohnungsgeberbestätigung | Critical | 7 days before move-in | HousingInsurance |
| Send tenancy termination notice before moving out | Critical | 93 days before move-out | HousingInsurance |
| Confirm receipt of termination notice | Critical | 90 days before move-out | HousingInsurance |
| Check fixed-term lease end (Zeitmietvertrag) | Critical | 90 days before contract expiry | HousingInsurance |
| Respond to landlord termination notice (e.g., Eigenbedarf) | Critical | When termination received | HousingInsurance |
| Enroll in health insurance after arrival | Critical | 14 days after arrival | Just arrivedInsurance |
| Confirm health insurance continuity during unemployment | Critical | On employment end | WorkInsurance |
| Register child in Familienversicherung | Critical | 14 days after child birth | ParentingInsurance |
| Krankenversicherung for Selbstständige setup | Critical | When triggered | Self-employmentInsurance |
| Kfz-Versicherung (car insurance) setup | Critical | When triggered | Insurance |
| Fahrverbot (driving ban) response | Critical | When triggered | WorkInsurance |
| Confirm uninterrupted health insurance for permit renewal | Critical | At permit renewal | ResidenceInsurance |
| Health insurance transition (employment to unemployment) | Critical | On employment end | ResidenceWorkInsurance |
| Confirm social insurance registration (health, pension, unemployment) | Critical | 14 days after employment start | WorkInsurancePension |
| Krankenversicherung cancellation | Critical | Deadline applies | DepartureInsurance |
| Confirm Haftpflichtversicherung enrollment | High | 30 days after arrival | Just arrivedInsurance |
| Haftpflicht cancellation notice deadline | High | 3 months before policy renewal | Insurance |
| Check SF-Klasse transfer on insurer change | High | On car insurance change | Insurance |
| Statutory health insurance switch notice deadline | High | After new health insurer application | Insurance |
| Annual eligibility check for private health insurance (PKV) | High | Annually | WorkInsurance |
| Haftpflichtversicherung (liability insurance) setup | High | Before event | Just arrivedInsurance |
| Health insurance enrollment for students | High | When triggered | Just arrivedInsurance |
| Document apartment condition at move-out | High | 1 day before move-out | HousingInsurance |
| Confirm Wohnungsübergabe appointment | High | 14 days before move-out | HousingInsurance |
| Response deadline to rent increase notice (Mieterhöhung) | High | 2 months after rent increase notice | HousingInsurance |
| Check landlord notice period after 5+ years tenancy | High | 5 years after residence | HousingInsurance |
| Check landlord notice period after 8+ years tenancy | High | 8 years after residence | HousingInsurance |
| Check lease termination exclusion clause (Kündigungsausschluss) | High | When contract signed | HousingInsurance |
| Confirm sublet permission | High | When sublet starts | HousingInsurance |
| Review Haftpflichtversicherung renewal | High | Annually | HousingInsurance |
| Confirm receipt of health insurance card | High | 14 days after registration complete | Just arrivedInsurance |
| Register a Hausarzt | High | 30 days after arrival | Just arrivedInsurance |
| Notice deadline for statutory-to-statutory insurer switch | High | After new health insurer application | Insurance |
| Exercise 14-day insurer choice right at employment start | High | 14 days after employment start | WorkInsurance |
| Check eligibility to switch to private insurance (PKV) | High | Annually | WorkInsurance |
| Check eligibility to switch from PKV to GKV | High | On employment or salary change | WorkInsurance |
| Check health insurance during parental leave | High | When parental leave starts | WorkParentingInsurance |
| Check Familienversicherung eligibility | High | Annually | FamilyInsurance |
| Review prenatal check-up schedule | High | On status change | ParentingInsurance |
| Obtain and manage Mutterpass | High | When pregnancy confirmed | ParentingInsurance |
| Confirm maternity health insurance benefits (Mutterschaftsgeld) | High | 6 weeks before child birth | ParentingWorkInsurance |
| Review child vaccination schedule (STIKO) | High | From child birth onward | ParentingInsurance |
| Pflegeversicherung (long-term care insurance) enrollment | High | When triggered | Insurance |
| Pflegegrad (care level) assessment request | High | When triggered | FamilyInsuranceBenefits |
| Krankenversicherung der Rentner (KVdR) enrollment | High | When triggered | Insurance |
| Berufshaftpflichtversicherung (professional liability insurance) setup | High | Before event | Self-employmentInsurance |
| Betriebshaftpflichtversicherung (business liability insurance) setup | High | Before event | Self-employmentInsurance |
| Kfz-Abmeldung (vehicle deregistration) | High | When triggered | DepartureInsurance |
| Health insurance and bank account setup | High | 30 days after arrival | Just arrivedInsuranceBanking |
| Confirm German health insurance continuity before departure | High | 14 days before departure | ResidenceInsurance |
| Submit private insurance Annex 1 (stay over 12 months) | High | At permit renewal | ResidenceInsurance |
| Report sickness absence (Krankmeldung) | High | 1 day after sick day | WorkInsurance |
| Submit AU-Bescheinigung | High | 3 days after sick day | WorkInsurance |
| Check pay continuation beyond six weeks of illness | High | 6 weeks after sick leave | WorkInsurance |
| Annual health insurance review for freelancers | High | Annually | Self-employmentInsurance |
| Kfz-Abmeldung (vehicle deregistration) | High | When triggered | DepartureInsurance |
| Review Haftpflicht renewal or switch | Medium | Annually | Insurance |
| Review Hausratversicherung renewal | Medium | Annually | HousingInsurance |
| Hausratversicherung cancellation deadline | Medium | 3 months before policy renewal | HousingInsurance |
| Check special Hausrat cancellation rules when leaving Germany | Medium | On leaving Germany | DepartureInsurance |
| Annual life insurance (Risikolebensversicherung) review | Medium | Annually | FamilyInsurance |
| Confirm disability insurance enrollment (Berufsunfähigkeitsversicherung) | Medium | On employment start | WorkInsurance |
| Hausratversicherung (contents insurance) setup | Medium | When triggered | HousingInsurance |
| Digitale Krankmeldung (electronic sick note) process | Medium | When triggered | WorkInsurance |
| Familienversicherung health coverage check | Medium | Before event | FamilyInsurance |
| Review Hausratversicherung renewal | Medium | Annually | HousingInsurance |
| Nachbarschaftsstreit (neighbor dispute) escalation | Medium | When triggered | HousingInsurance |
| Health check-up (ages 18-34, one-time) | Medium | At age 18–34 | Insurance |
| Health check-up 35 (every 3 years) | Medium | Every 3 years from age 35+ | Insurance |
| Skin cancer screening (every 2 years) | Medium | Every 2 years from age 35+ | Insurance |
| Colorectal screening (from age 50) | Medium | At age 50+ | Insurance |
| Breast cancer screening mammography (ages 50-69) | Medium | Every 2 years from age 50-69 | Insurance |
| Prostate screening (from age 45) | Medium | Annually from age 45+ | Insurance |
| Routine dental check-up (twice yearly) | Medium | Every 6 months | Insurance |
| Maintain Bonusheft records | Medium | Annually | Insurance |
| Annual Pflegeversicherung contribution check | Medium | Annually | Just arrivedInsurance |
| Check long-term care application (Pflegegrad) | Medium | When health deteriorates | FamilyInsurance |
| Review child account and junior insurance setup | Low | 90 days after child birth | ParentingInsurance |