Banking
27 events
| Name | Priority | Deadline | Tags |
|---|---|---|---|
| Open a Girokonto | Critical | 14 days after arrival | Just arrivedBanking |
| Bank account opening | Critical | When triggered | Just arrivedBanking |
| Check right to apply for Basiskonto | High | After arrival | Just arrivedBanking |
| Notify bank of address change | High | On address change | HousingBanking |
| Request free annual SCHUFA report | High | Annually | Banking |
| Review SCHUFA report and correct errors | High | On status change | Banking |
| Check credit card expiry date | High | 60 days before card expiry | Banking |
| Review banking and credit status during unemployment | High | On employment end | WorkBanking |
| Decide on bank account retention or closure at departure | High | On leaving Germany | DepartureBanking |
| Keep Kaution payment records | High | On move-in | HousingBanking |
| Check Kaution return follow-up timing | High | 3 months after move-out | HousingBanking |
| Check final Kaution return deadline | High | 6 months after move-out | HousingBanking |
| Confirm receipt of Nebenkostenabrechnung | High | 12 months after billing year end | HousingBanking |
| Nebenkostenabrechnung objection deadline | High | 12 months after utility bill received | HousingBanking |
| Mietvertrag dispute / Kündigung contestation | High | When triggered | HousingBanking |
| Mietminderung (rent reduction) claim | High | When triggered | HousingBanking |
| Kaution (deposit) recovery dispute | High | When triggered | HousingBanking |
| Geschäftskonto (business bank account) opening | High | When triggered | Self-employmentBanking |
| Health insurance and bank account setup | High | 30 days after arrival | Just arrivedInsuranceBanking |
| Deutsches Bankkonto kündigen (bank account closure) | High | When triggered | DepartureBanking |
| Check SCHUFA deletion timelines | Medium | Annually | Banking |
| Check transfer limits and identity verification requirements | Medium | Annually | Banking |
| Schufa-Auskunft (credit check) request | Medium | Before event | HousingBanking |
| Nachsendeauftrag (mail forwarding) setup | Medium | When triggered | HousingBanking |
| Annual Nebenkosten Vorauszahlung review | Medium | Annually | HousingBanking |
| SEPA-Lastschriften kündigen (direct debit cancellation) | Medium | Before event | DepartureBanking |
| Review inactive or dormant bank accounts | Low | Annually | Banking |