Statutory health insurance switch notice deadline

Overview

Use this when switching statutory health insurers through your bank or broker workflow. Notice is typically due by month end, two months before the switch date.

Timing to be aware of

After new health insurer application

Reference only — your timing may differ. Confirm with the relevant office.

What you'll need

None listed (confirm when the event applies)

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?
• I need a bank account to sign my rental lease, but I can't get an Anmeldung without a lease—how do I break this loop?
• I've tried the video call verification five times, but the agent keeps hanging up saying my passport is "not supported."

Related events

• Confirm motor liability insurance (Kfz-Haftpflicht)
  Critical
  On car registration
• Motor insurance cancellation deadline (November 30)
  Critical
  Annually
• Confirm Haftpflichtversicherung enrollment
  High
  30 days after arrival
• Haftpflicht cancellation notice deadline
  High
  3 months before policy renewal
• Check SF-Klasse transfer on insurer change
  High
  On car insurance change