Confirm disability insurance enrollment (Berufsunfähigkeitsversicherung)

Overview

Use this when starting employment or self-employment without employer sickness cover. Disability insurance (Berufsunfähigkeitsversicherung) is especially important for freelancers.

Timing to be aware of

On employment start

Reference only — your timing may differ. Confirm with the relevant office.

Key date to check

Employment type

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• My freelance visa application was rejected. What are my options?
• I have a Steuer-ID but my client says I need a Steuernummer. Are they the same?
• My visa says Selbstständige Tätigkeit nicht gestattet. Can I do freelance work?
• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?

Related events

• Confirm social insurance registration (health, pension, unemployment)
  Critical
  14 days after employment start
• Exercise 14-day insurer choice right at employment start
  High
  14 days after employment start
• Submit Steuer-ID to employer
  Critical
  On employment start
• Permit conversion deadline after starting employment
  Critical
  On employment start
• Submit Steuer-ID to employer
  Critical
  On employment start