Exercise 14-day insurer choice right at employment start

Overview

Use this in the first 14 days after starting a new job when you want to choose or change your statutory health insurer. This special choice window applies at employment start.

Timing to be aware of

14 days after employment start

Reference only — your timing may differ. Confirm with the relevant office.

Key date to check

Employment start date

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?

Related events

• Confirm social insurance registration (health, pension, unemployment)
  Critical
  14 days after employment start
• Confirm disability insurance enrollment (Berufsunfähigkeitsversicherung)
  Medium
  On employment start
• Submit Steuer-ID to employer
  Critical
  On employment start
• Permit conversion deadline after starting employment
  Critical
  On employment start
• Submit Steuer-ID to employer
  Critical
  On employment start