Check eligibility to switch from PKV to GKV

Overview

Use this when your income drops or your employment status changes and you may need to return to statutory insurance (GKV). Timing matters—mandatory GKV enrollment can apply once income falls below the threshold.

Timing to be aware of

On employment or salary change

Reference only — your timing may differ. Confirm with the relevant office.

What you'll need

• salary
• Employment type

Common questions

Questions people often look up at this stage. Answers are general — confirm with the relevant office or a qualified professional.

• Does it cost more to see a doctor in Germany if I'm not from the EU?
• I just arrived and my card hasn't arrived. Can I see a doctor today?

Related events

• Confirm health insurance continuity during unemployment
  Critical
  On employment end
• Exercise 14-day insurer choice right at employment start
  High
  14 days after employment start
• Check eligibility to switch to private insurance (PKV)
  High
  Annually
• Check health insurance during parental leave
  High
  When parental leave starts
• Confirm maternity health insurance benefits (Mutterschaftsgeld)
  High
  6 weeks before child birth